Privacy Policy

At Bellwether Insurance, we are committed to protecting your privacy as a visitor to this website and as our customer. To our visitors and customers, we offer this pledge:

Bellwether Insurance is the owner of the information collected on this website. We will not sell, disseminate, disclose, trade, transmit, transfer, share, lease, or rent any personally identifiable information to any third party not specifically authorized by you to receive your information, except as disclosed in this Privacy Policy.

Information Collection

We will ask you to provide your personal information when you enroll for coverage and purchase an insurance policy from us. We may also ask for your personal information when you send us an email from this website. When enrolling for an insurance policy at Bellwether Insurance, we will request your name, home address, mailing address, telephone number, and email address. This information will be shared with the insurance company when you purchase a policy to establish you as a policyholder.

We will maintain a record of your information at the offices of Bellwether Insurance to provide you with policyholder service. All employees of Bellwether Insurance are required to sign and acknowledge a Confidentiality and Nondisclosure Agreement. Each employee is instructed on maintaining customer privacy and the importance of protecting personal information.

When you purchase an insurance policy from Bellwether Insurance, you will pay the premiums using your credit card or personal check. We do not retain records of your credit card information. If you pay the premium by personal check, we may keep a copy of the check in your file. When you send us an email from this website, you will provide us with certain personally identifiable information, including your email address.

We may collect personal information from:

• You, on applications or other forms. The information collected may include names, addresses, and social security numbers.
• Your transactions with us, such as premium payments or claims submissions.
• Third parties, including doctors, employers, and other insurers. The information collected may include medical records, employment history, and claim history.
• Credit reporting agencies, insurance reporting agencies, government agencies, and medical information providers.

Information Disclosure

At Bellwether Insurance, we make every effort to maintain absolute privacy while using our website. If information is viewed by another party, it is purely accidental. By using our website, you release us from any liability should this information be downloaded, viewed, or retrieved against our privacy rules. We shall not be liable for any unlawful acts of others who steal this information through any means.

We do not sell nonpublic information to anyone. We do not disclose nonpublic personal information to our affiliates or non-affiliated third parties, except as required or permitted by law. As permitted by law, we may share nonpublic information with companies that perform administrative or marketing services for us. Our contracts with such companies prohibit them from using nonpublic personal information for any purpose other than that for which they were hired.

Disclaimer

Please contact our office at 216-600-2828 to discuss specific coverage details and your insurance needs. To protect your privacy, please do not send confidential personal information via unprotected email. Instead, discuss that personal information with us by phone.

Statements on this website regarding policies, coverage, and other content provide general information only, and we provide no warranty as to their accuracy. Clients should consult with their licensed agent regarding how these coverages pertain to their individual situation.

The information provided on this website does not constitute professional advice. If you have legal, tax, or financial planning questions, you need to contact a qualified professional.

Notice of Insurance Information Practices

Personal information about you, including information from a credit report and loss history, may be collected from persons other than you in connection with thisapplication for insurance and subsequent policy renewals. You have the right to review your personal information in our files and can request correction of any inaccuracies. In certain circumstances, such information, along with other personal and privileged information collected by us or our agents, may be disclosed to third parties without your authorization to assist in servicing your account. For additional details about our information and disclosure practices, please contact your agent or broker.

Any person who knowingly and with intent to defraud an insurance company or another person files an application for insurance or statement of claim containing materially false information or conceals information concerning any material fact commits a fraudulent insurance act, which is a crime and may result in criminal and civil penalties (not applicable in CO, HI, NE, OH, OK, OR, or VT; in DC, LA, ME, TN, VA, and WA, insurance benefits may also be denied).

Cookies

A cookie is a piece of data that is stored on a visitor's hard drive while they are visiting a website. We may use a short-lived form of a cookie when you visit our site. At Bellwether Insurance, a cookie is only used to identify one unique visitor from another during a particular session. A session refers to the period of active site use while that unique visitor is linked to our server. We may use cookie technology during a session as a tool to carry forward your input information during the enrollment process. This enables the visitor to enter their information once and have it appear later during the enrollment process. No personally identifiable information is stored on the cookie. The cookie expires and is deleted from the visitor's computer as soon as they close their browser or if they are not actively browsing our website for more than 20 minutes. If a previous visitor returns for a new session, they will be issued a new cookie and will not be recognized as a visitor from a previous visit or session.

Third-Party Links

Our website may contain links to third-party websites that are not controlled by Bellwether Insurance. These third-party links are provided as a convenience, and you agree to use them at your own risk. Please note that we are not responsible for the content or privacy policies and practices of third-party websites linked to Bellwether Insurance. Our Privacy Policy applies only to information collected from you while you are actively engaged with Bellwether Insurance. If you follow a link to a third-party website from Bellwether Insurance, we strongly recommend reviewing and familiarizing yourself with that website's privacy policy.

Changes in Our Privacy Policy

We reserve the right to change this Privacy Policy without providing advance notice of our intent to make changes.

If you have any questions about our privacy policy, please feel free to contact us at 216-600-2828.