You love the land, and you take such pride in your work as an agriculturalist in Ohio. You strive for excellence daily, taking care of your crops and/or animals with great attention and diligence. Your passion is evident in everything that you do, but with all of that hard work, you know that your livelihood can be threatened by a number of unpredictable factors. 

Natural disasters, unforeseen illnesses and other causes of damage and loss are part of the business - and that’s why it’s so important to protect yourself with the right business insurance coverage.

Agriculture insurance in Ohio is designed to give you peace of mind when it comes to safeguarding your business, livestock and investments against the risks posed by these types of losses. Agriculture insurance covers a variety of potential expenses, from business interruption to crop damage, livestock mortality, and much more. Policies are often customizable to meet the specific needs of your business, whether you specialize in dairy farming, grain production or any other type of agricultural production.

At Bellwether Insurance, we understand the importance of protecting your business with reliable insurance coverage. That’s why we strive to offer the best deals on agriculture insurance in Ohio. We’re committed to providing you with personalized service and assistance every step of the way, starting with a policy that is tailored to fit your needs. Our experienced agents will help you find an insurance policy that covers your assets and operations in the most efficient way possible.



We will have a personal interest in your business, so you can always rest assured that we understand what you’re looking for in an agricultural insurance policy. Plus, our team of experts is available to answer any questions or concerns you may have throughout the entire process.

Contact Us Today for the Best Agriculture Insurance in Ohio

Each and every agriculturalist in Ohio should have a reliable insurance policy in place to protect their assets, investments and livelihood. This includes:

• Dairy Farmers
• Cattle Ranchers
• Livestock Breeders
• Poultry Farmers
• Crop Producers
• Aquaculture Farmers
• Fruit and Vegetable Growers
• Organic Farmers
• Greenhouse Growers
• Herb Producers 11. Livestock Exhibitors
• Beekeepers
• Winemakers
• Plant Nurseries
• Mushroom Cultivators

You may also need an Ohio agriculture insurance policy if you own or operate any type of agricultural business, including hatcheries, feed mills, grain elevators, and more.

When it comes to protecting your agricultural business, there are a variety of insurance policies available. Common types of Ohio agriculture insurance include:

Crop Insurance 

Crop insurance is a critical component of risk management in Ohio's farming business. This type of policy provides coverage for farmers who suffer a financial loss due to crop failure caused by devastating hail, disease, pests, and other perils.

There are different types of crop insurance in Ohio:

• Multiple-peril crop insurance: This type of policy provides coverage for a range of events, including drought, freezing temperatures, and insect infestations.
• Crop-hail insurance: This insurance covers damage due to hail storms that can devastate crops in minutes.
• Revenue protection insurance: This is a policy designed to protect farmers against loss of income due to crop failure.
• Yield protection insurance: This insurance provides coverage for farmers against losses due to a decrease in yield.

Crop insurance is especially important for those farmers whose livelihoods are dependent on the success of their crops. This type of policy helps to protect against potential losses due to unpredictable weather, natural disasters and other unforeseen events that can significantly reduce crop yields.

Property Insurance 

Property insurance is one of the integral components of risk management in Ohio agriculture. It is an insurance policy designed to protect farms and ranches from a variety of perils, including damage to property and loss of income.

Farmers and ranchers often rely on property insurance to minimize their financial loss in the event of unforeseen events such as natural disasters or theft. Property insurance not only provides peace of mind but also enables farmers to focus on improving their yield without the constant fear of potential financial setbacks. Given the inherent unpredictability of Ohio's natural environment and weather factors, property insurance should be a priority for any agricultural business.

Livestock Insurance 

The unpredictable nature of Ohio's farming industry also makes livestock insurance a valuable asset. Livestock insurance provides coverage for losses due to illness, injury or death in your livestock population. This type of policy is especially important for those who rely on livestock for their livelihood, as the financial losses incurred due to unexpected mortality can be substantial.

Livestock insurance gives farmers and ranchers peace of mind knowing that they will have some financial protection if something unforeseeable happens to their animals. This type of insurance is also beneficial for those in the business of exhibiting livestock, as it can provide protection against losses due to animal illness or injury at the event.

Worker's Compensation Insurance 

The State of Ohio requires businesses that employ one or more workers to carry worker's compensation insurance. This type of policy provides protection for employers and employees in the event of workplace injury, illness or death.

Worker's compensation insurance is especially important for agricultural businesses that rely on a large labor force, as it helps protect both employers and employees from any financial losses associated with work-related injuries or illnesses. Without worker's compensation insurance, employers may be held liable for any medical costs associated with workplace illness or injury.

General Liability Insurance 

Picture Ohio's farmers and ranchers as a whole - they're often exposed to potential liability risks that could result in legal issues. General liability insurance is essential for any agricultural business, as it helps protect against financial losses due to third-party bodily injury or property damage.

This type of insurance can be especially useful for those businesses whose products may interact with others, such as those in the business of processing and distributing food products. General liability insurance can provide peace of mind for farmers and ranchers who may be exposed to legal issues due to their business activities.

Commercial Auto Insurance 

Agricultural businesses inevitably rely on vehicles to transport their products or employees. As such, it is essential that they have proper commercial auto insurance coverage in place. This type of policy provides financial protection against losses due to vehicle accidents or theft and can help protect farmers and ranchers from potential liability issues resulting from an accident involving one of their vehicles.

Commercial auto insurance is also beneficial for those who rely on hired drivers to transport their products, as it can provide financial protection in the event of a vehicle accident. This type of policy helps to safeguard farmers and ranchers from financial losses due to an unforeseen event involving one of their vehicles or employees.

Umbrella Insurance 

Umbrella insurance is an additional policy that can provide extra protection for farmers and ranchers. This type of policy provides coverage above and beyond the limits of existing liability policies, providing financial protection in the event of a major lawsuit or claim against the business. Umbrella insurance is especially useful for those businesses that may be exposed to more liability risks, such as those in the business of processing and distributing food products.

Tools and Equipment Insurance 

Tools and equipment are essential for any agricultural business, so it is important to have proper insurance coverage in place. Tools and equipment insurance can provide financial protection against losses due to theft, damage or destruction of the tools and equipment used by the business. This type of policy helps farmers and ranchers protect their investments from unforeseeable events and can help them avoid potential financial losses.

The cost of Ohio farm insurance varies depending on the type of coverage and the amount of coverage needed. Generally speaking, policies can range from a few hundred dollars to several thousand dollars per year, depending on the type and amount of coverage purchased.

Here are some factors that may affect the cost of Ohio farm insurance:

• Your expected crop or livestock production
• The location of your farm or ranch
• Your existing liability policies
• The number and type of vehicles used on the farm
• The types of tools and equipment you use
• The value of your buildings, property and livestock
• Any additional riders or coverage needed for your business

The best way to get an accurate estimate of how much Ohio farm insurance will cost is to contact a local insurance agent or broker. They can provide you with specific information based on your business needs and help you find the best policy for your needs.

Bellwether Insurance is the leading provider of Ohio agriculture insurance solutions. We provide coverage tailored to meet your business’s specific needs and can help you protect your investments with peace of mind. Contact us today to get a free, no-obligation quote on Ohio farm insurance.